Iowa Communities Assurance Pool (ICAP)

About Us

Commonly known as “ICAP,” the Iowa Communities Assurance Pool is a group self-insurance program for Iowa public entities.
The Pool was established in 1986 to provide coverage and risk management services to municipalities, who were struggling to find adequate coverages at affordable pricing due to a hard insurance market.
ICAP has grown significantly over the decades since and now counts more than 800 Iowa public entities in its membership. Each and every entity that participates in the Pool enjoys comprehensive property and casualty coverages, along with a wealth of risk management services, all of which are second-to-none.